Swift Online Bank

Who We Are

At Swift Online Bank (“ACU”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefers, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs, delivered through a distribution network that combines high-touch and high-tech. Our employees strive to add value to every customer interaction, through active listening and creative reasoning.

Our Mission

At Swift Online Bank, we pride ourselves on going beyond what many consider to be the usual concept of a business bank – a static location that requires clients to come to the bank’s offices. That’s not our idea of service. We turned that concept around and came up with a better one, which we call Bankers in the Field. Now you don’t have to make inconvenient trips to the bank.

Testimonials

A Great Firm

Michale John (CEO & Founder)

Optimum Banking means …finding a way to make a dream a reality. StonehamBank helped me when no one else would. They took the time to understand my business goals, and they thought outside the box to make them reality. No other bank has ever been in my corner like that.

Our Bank Features

MySOB Free Checking

A free account that also pays good interest. A checking account that delivers the perfect mix of everyday convenience, full financial control and phenomenal features.Finally, a checking account built for your needs.

MySOB Money Market

A free account that consistently pays a high interest rate. MyCBB offers a simple and easy set up that doesn't require you to manage complicated balance tiers, offering the ability to earn a very competitive rate no matter how much you deposit.

MySOB 12 Month CD

A high yield rate locked in for a set period of time. rate at MySOB are currently at 0.95 percent with an APY of 0.95 percent. MySOB 12 month CD rate is not the best 12 month rate available but it is about 8 times the FDIC national average rate. You can get a better rate right now on MySOB 2 month CD rate at 0.80 percent.